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Loan Product

Salary Advance

For verified salary earners who need funds before their next pay date. Repaid automatically on payday.

Who it's for

Bridging the gap before payday

Amaka's rent was due five days before her salary landed. A Salary Advance covered the gap, automatically repaid from her next paycheck — with the exact repayment amount shown before she accepted.

Eligibility for this product

  • Verified salary earner with a consistent pay history
  • Active Nigerian bank account that receives your salary
  • Passes a simple affordability check against your income
  • No existing overdue BorrowBanana loans
₦10,000 – ₦300,000 · 30-day term · 10% flat interest · no hidden fees
Loan Calculator
Every BorrowBanana loan is 10% flat interest over a fixed 30-day tenor. Move the slider to see exactly what you'd repay.
₦5,000 ₦100,000 ₦500,000
Principal
₦100,000
Interest (10%, 30 days)
₦10,000
Total repayment
₦110,000
Repayment date: 23 August 2026 Estimate only
Check your eligibility

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Ready to bridge the gap?

See your exact repayment cost before you borrow.

Check Eligibility